BioMandate is an eID and payment system that leverages biometric authentication and Nigeria's Bank Verification Number (BVN) system to verify users' identities and ensure secure payments. BioMandate resolves challenges such as SIM swap fraud, debit card management, and OTP verification commonly faced by Nigerian users when making online payments.
With BioMandate, users can:Preregister their face and bank account number using their smartphone or webcam
Make payments online or offline using their face and a PIN
Receive instant confirmation of successful transactions
Enjoy lower transaction fees and faster processing times
Paying utility bills, taxes, and fees
Buying airtime, data, and tickets
Shopping online or in-store
Sending and receiving money
Accessing government services
Applying for loans, insurance, or pensions
Enrolling in schools, universities, or training programs
Voting in elections or referendums
BioMandate is built on OnePipe, a fintech platform that connects banks, fintechs, and customers through APIs. BioMandate is currently available for Fidelity Bank customers, with plans to expand to other banks in the near future.